Writing on paper


Click on the links below to find out more about the loans and funding that is available to you from your Students' Union:

What is the Welfare Loan?

The Students' Union Welfare Loan is a short-term loan of up to £100 designed to help students who have run into an unexpected shortfall in their budget. The loan can be arranged within a few days and can help you keep going until your next loan instalment or payday. The Welfare Loan is funded by a University grant designed to help students struggling at University.

We do not charge any interest on the loan and we will always work with you to organise a repayment timetable that takes your circumstances into account.

If you are facing longer-term financial difficulties, we may still be able to issue you the loan to help with any immediate needs, however we would strongly encourage you to contact the University’s Advice and Counselling Service who can help you manage your finances and access additional financial support.

How does the process work?
  1. Fill out the form on this page to request a meeting, indicating which dates you are available to meet with us (you will need to log in to the website to access the form).
  2. A member of Students' Union staff will contact you to arrange an appointment, either at the Students’ Union Hub in Mile End or at the BLSA Building in Whitechapel. At the appointment, we will discuss whether the loan is suitable for you, work out any details needed to pay the loan, and agree an achievable repayment schedule.
  3. If the Welfare Loan seems right for your circumstances, we will provide you with the loan, either in cash after the appointment or by bank transfer. You should note that if you opt for a bank transfer, there will normally be a delay of a few days before you receive the money.
  4. After the appointment we will send you confirmation of the details of your loan and the agreed repayment schedule. You will need to repay the loan in full by the dates agreed.

Why do we offer a loan?

The loan was introduced after our students voted to ban payday loan companies from operating on campus in order to safeguard students on campus from being exploited by unethical and dangerous methods of securing money when difficulties arise. We introduced the loan so that students who are struggling can come to a responsible lender and, if necessary, access additional services to help with longer-term financial difficulties.

Request an appointment
About the Graduation Fund

Due to the coronavirus (COVID-19) outbreak, QMUL has postponed all summer 2020 graduations. You can find more information and updates about this on the University's website here.

The Students’ Union’s Graduation Fund exists to assist students from lower income backgrounds with the costs of graduation. Students can apply for funding to cover the cost of graduation cap and gown hire. The fund predominately seeks to assist estranged students, parents, carers, students from lower income backgrounds and those who have run into financial hardship. We encourage applications from students belonging to the above categories.

The application process

Due to an extremely high volume of applications, we cannot guarantee that all applicants will receive funding, however we aim to support as many students as possible with the cost of graduation and are continuing to work with the University to reduce the cost of graduating. We therefore ask that you provide as much contextual information as possible on your application.

Successful applicants will be informed within one week. If your application has been successful, when you book your cap and gown hire you must select the option to pay by cheque. The Students' Union will then pay the fee on your behalf.

Applications to the Graduation Fund are anonymised and all decisions are made by the Vice President Welfare.

If you have any questions about the fund, please contact us at su-representation@qmul.ac.uk

More information coming soon.

Recent News

Currently no news

Contact Us

Representation and Democracy

Contact the Representation and Democracy team at your Students’ Union with any questions you may have.